As you take a breath and soak in the summer sun, now’s a great time to scan your current insurance situation. Here are a few questions to help you spot coverage gaps or changes worth addressing:
Kids Heading Off to College?
Make sure they’re covered! A renters insurance policy can protect their belongings from theft, fire, or water damage—even in a dorm.
New Teen Driver?
You may want to boost your liability coverage with an umbrella policy—extra protection that goes a long way.
Planning a Renovation or Home Upgrade?
If you’ve added square footage, finished a basement, or installed that dream kitchen, your homeowners policy might need a refresh.
Running a Business Out of Your Home?
Standard homeowners insurance likely won’t cover business-related claims. Let’s talk about home-based business coverage.
Summer Toys in Use?
Jet skis, boats, golf carts, or RVs? Make sure your recreational vehicle insurance is current and includes liability protection.
Renting Out a Property or Room?
Even short-term rentals (hello, Airbnb) come with unique risks. A landlord or short-term rental policy can help protect your investment.
Own a Small Private Business?
Don’t assume D&O (Directors & Officers) insurance is just for the big guys. If you have a board, it’s worth considering.
Planning a Big Trip?
Now’s a great time to review your travel insurance or check if your existing health policy covers you abroad.
Protecting New Valuables?
Acquired a new engagement ring, artwork, or high-end bike recently? These might need a scheduled personal property rider.
Even if everything’s in great shape, it feels good to know. And if something’s changed, we’re here to help make sure your protection keeps up with your life.
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How can we help with your insurance needs? Schedule a call.
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