We live in a world where you can buy almost anything online in minutes. Insurance is no exception.
But just because you can shop for insurance on your own doesn’t mean you should.
In a recent video, CEO Jay Mueller touches on something we see every day: insurance isn’t necessarily complicated, but it is convoluted. And that distinction matters.
There’s a common belief that buying insurance directly online automatically saves money. In reality, that’s often not true.
What we see more often is this:
Coverage that looks right, but isn’t
Important exclusions buried in the fine print
Limits that haven’t kept pace with real-world costs
No one advocating for you when something changes or goes wrong
The issue usually isn’t price. It’s confidence.
Think about anything meaningful you’ve accomplished in life. Chances are, you didn’t do it without help.
That’s true for health, finances, careers, and yes, insurance.
Insurance decisions don’t happen once. They evolve as your life or business evolves. Having an advisor means you’re not navigating those changes on your own.
Our role isn’t to push a policy. It’s to:
Evaluate the market on your behalf
Compare options across multiple carriers
Make sure coverage matches your real risks
Adjust proactively as things change
Be there when questions or claims come up
That work happens behind the scenes so you don’t have to live in the details.
You can spend hours shopping for insurance online. Or you can lean on someone who does this day in and day out.
The goal isn’t just the right price.
It’s the right coverage, with someone in your corner, so you can focus on what matters most to you.
If you want to understand why having an advisor matters, Jay explains it perfectly in the video below.
Before you click “purchase,” let’s make sure it actually protects you.
At Camargo Insurance, we evaluate the market for you, explain what matters, and help you choose coverage with confidence.
Schedule a quick conversation and let an advisor do the heavy lifting.