Many homeowners know approximately what their home is worth. Far fewer know what it would cost to rebuild it.
While those numbers may sound similar, they can be very different.
Your home's market value is influenced by factors like location, school district, lot size, and local real estate demand. Rebuild cost, on the other hand, reflects what it would cost to reconstruct your home after a major loss using today's labor and materials.
What’s actually covered?
What isn’t?
And where do homeowners often discover gaps too late?
We’re breaking down some of the most common homeowners insurance questions — in plain English.
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