Peace of mind when insuring a house of worship.

When insuring a house of worship, you need to think of it as a building, but also as a community center, an employer, and in some cases, a religious leader’s home. That’s why specialized church insurance is your best route to financial peace of mind.

What does church insurance cover?

For example, a good insurance policy doesn’t just take care of the obvious costs such as church property damage from theft, vandalism, or natural disaster, but also the unexpected associated costs. This could include having to update the building to comply with local ordinances when carrying out repairs after an incident.

Most common coverage options for houses of worship.

Houses of worship for religious organizations are unique in the type of insurance they require because of the risks they face. Ensuring that your house of worship is properly covered is important, and here are a few of the specialty coverages that can be added to a church policy:

• Religious Freedom Insurance
• Stained Glass Insurance
• Directors and Officers Insurance
• Professional Liability Insurance
• Abuse and Molestation Insurance
• Non-owned Auto Insurance

The gaps that a specialized policy fills in.

The list of coverage items that an ordinary policy might not include is lengthy. Examples include defibrillators or other equipment needed for large groups of visitors, the personal property of religious leaders, and even the costs of repairing or replacing things like stained glass windows.

Coverage for the unexpected.

You can also get coverage for general liability issues, travel risks on mission trips, and the costs of recruiting a suitable religious leader if a replacement becomes necessary.

To find out more about specialized church insurance options, contact us today.