Protecting your business on the open road.
Commercial trucking insurance with coverage tailored to your business.
Does your company make use of commercial trucks? If so, you may need to consider commercial trucking insurance, which covers more risks than your typical auto insurance would.
Bigger risks require broader coverage.
Compared with ordinary auto insurance, commercial trucking insurance needs to cover not just bigger risks, but a wider range of risks. The potential costs of physical damage and medical bills are higher simply because a semi truck can have a bigger impact in a collision. Meanwhile, you’ll also need to be covered for the potential cargo loss or damage.
Insurance unique to your trucking operations.
The principles behind commercial truck policies are simple enough, but be prepared to answer a lot of questions. We’ll need to know if you’re an owner operator, or about the type of people you have operating the trucks, the type of cargo they carry, and the expected mileage during the year. Your auto liability could also depend on whether or not you operate across state lines.
Ensure your coverage meets and exceeds all standards.
Discounts may be available based on factors such as your staff holding commercial driver’s licenses, or your business being well-established. You should also check whether or not your policy includes state and federal filings, which are guarantees that your coverage meets specified standards. Having such filings may be necessary to get government contracts.
For more details on covering your commercial vehicles, contact us today.
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