5 Factors that affect trucking insurance rates

Quick Guide to the 5 factors that affect trucking insurance rates.


Get the right trucking insurance to keep you on the road.

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Right Coverage

Right Cost 

Right Advice

Not all Insurance Agents Understand Trucking

The trucking business is not like any other.  Working with agents that don’t understand trucking insurance can lead to overpaying and even non renewals or cancellations. Our trucking team focuses exclusively on the trucking industry.  Our advisors can help you better understand critical underwriting factors such as your ISS score, how insurance companies use it to determine your premiums, and how you can improve it to reduce your cost of trucking insurance.


Pete B

While shopping for Business Insurance, Shawn Burroughs helped the most and the best among the many insurers qualified. While discussing my needs and wants, Shawn gave educated choices that were Easy to make. Thanks, Shawn you"re the Best!

John Bradley - Blue Line Expedited Couriers LLC

The Brokers agents and staff at Camargo Insurance are the best. They are straightforward and will tell you what you need to hear not just what you want to hear. They truly have your best interests at heart and treat you like family. I could not ask for a better team to work with. Customer service has been second to none. Truly the best group I have ever worked with. Camargo Insurance will be my go-to Broker and agent for years to come.

All Mt Best! 

Emerald Freight Logistics

As a new trucking business venture, navigating the insurance space was intimidating. Shawn changed all of that for us. His knowledge, confidence, and amazingly quick responses made the process easy. He took time guiding us through every step as if it was his own trucking company. Shawn provided insights about critical issues and simply had the answers to every question. We chose to work with Camargo Insurance because of Shawn. He consistently went one step further than all other competitive insurers. Now, we have a solid insurance plan in place as well as a trustworthy agent we can depend on.


Stop overpaying for your insurance and get the
guidance of an agent who understands your specific needs.






We Listen

Fully grasp your situation and what you are looking for to get the best rates.


We Plan

We create a complete plan that matches your needs with the right insurance carriers.


We Got Your Back

Our trucking team guarantees your certificates of insurance within 20 minutes.

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We handle challenges like



Certificates of Insurance

What happens when you need your insurance certificate quickly and your current insurance provider can't deliver? Being stuck waiting for your certificate can cause delays and ultimately result in lost revenue for your business.



Wrong Insurance Company for Your Operation

We often see truckers that are insured with insurance carriers that are not the right fit for their company, resulting in overpriced insurance. For example, driving radius is a critical underwriting component and has an impact on which insurance companies you are eligible for. Our team works with insurance carriers that focus on both long and short haul, and can make sure to place you with the best company for your business.

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High ISS Scores Increasing Your Trucking Insurance Cost

Hours of service, vehicle maintenance, and driver fitness are critical pieces of your ISS Score. We help you understand what your ISS Score is, how it affects your insurance rates, and what you can do to improve it.

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Years in Business

Our team works with established trucking companies as well as new venture owner-operators.  As a trusted partner of the OOIDA, we help owner-operators get the right coverage to get their business off the ground.  We’ll also make sure that as your business grows, we move you to the insurance carriers that are the best fit.


Quick Guide to the 5 factors that affect trucking insurance rates.

The guide is a valuable resource for new and small trucking companies, helping them to reduce risks, improve safety records, and ultimately lower insurance costs, while also providing insights for individual truck drivers. Audio Version Included
Quick Guide to the 5 factors that affect trucking insurance rates.

Stop working with agents that can't get the best rates and work with trucking insurance advisors committed to getting you the best deal.

Stay on the Road by avoiding

Rising Rates
Long COI Waits