Coverage Check-In: Why Now’s the Time to Review Your Insurance
You’ve likely seen the headlines—stories about claims being denied and homeowners or business owners left wondering, “Why wasn’t I covered?” Unfortunately, insurance surprises often happen when policies haven’t kept pace with life changes or new risks.
At Camargo Insurance, we believe your coverage should evolve right along with you. Whether it’s your home, your business, or both, a regular insurance review is one of the smartest things you can do.
Why a Policy Review Matters
1. Life Changes—So Should Your Coverage
Bought a new car? Renovated your home? Hired more employees? Expanded your operations? Even small changes can impact your coverage needs. A review ensures you're not underinsured—or paying for something you no longer need.
2. The World Is Changing, Too
From rising building costs to supply chain issues and extreme weather events, the risks facing individuals and businesses are shifting. What made sense two years ago may not be enough to protect you today.
3. Avoid Unwelcome Surprises
The worst time to find out you don’t have the right coverage is after you file a claim. By checking for gaps now, we can help ensure you’re prepared for the unexpected.
What We Look At During a Review:
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Adequate dwelling or building limits
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Personal belongings or business property values
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Liability coverage (is it enough?)
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New assets or exposures
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Optional endorsements or policy exclusions
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Current replacement costs
Peace of Mind Starts with a Conversation
We know insurance isn’t something you think about every day—but we do. Our team is here to guide you through a personalized review so you can feel confident your coverage is doing its job.
Let’s make sure there are no surprises.
Schedule your policy review with Camargo today.